okay so I am confused as to how the two go together, however, $400, fortunately it could me a whole lot worse. I don't know what your financial situation is and your expenses but depending on what this $400 is for you could potentially set up payment plans with some groups, if it is something you have to indeed pay right now then you might be able to get a loan which again essentially a payment plan. Again this is assuming that your financial situation is going to allow for said payments and such. Personal Lines of Credit would be kinda your best bet if you can get one.

On the coming out front, most are afraid to do so, again not a whole lot of information here but something to think about is who you are coming out to and why. You don't need to tell the whole world and those you do tell are really only the ones who would see you with a significant other. If you don't have one right now, then why tell them anything. In this sense coming out is more you coming out to you and being okay with the concept of being seen with a same sex partner. Much less about other people. The public and what they think doesn't matter, your friends and family do a bit more but I am a firm believer in that those you want around are the ones who would support that. If they don't want to then they are just toxic to you. Again though they only need know when you are bringing that person home for dinner so to speak. Not sure how much of this helped but with the limited info its the best I have.

I'm confused too, Actually if you in need, you can take a small loan, like 400$ or more, and redeem it when you ready. If you will be careful about choosing an agency with decent market history, like look at this site, and you'll be good https://www.400loan.com/.

I've been in a similar spot a couple times. Most recently I we to https://cashkingco.com/fast-cash-loans and found the financing I was looking for. Hope this helps.