Breakups & Divorce Support Group
Just broke up with someone or in the midst of a difficult divorce? Breaking up is difficult no matter what the circumstances are. They say that time heals all wounds, but sometimes a listening ear or a hug can work wonders for the heart. Whether you need a place to vent, someone to hold you to No Contact, or need advice about what to do, we're here to help.
Just looked at a nice house. I could have afforded it but I would have been house poor. I would have had only a few hundred left a month to live on so I am not going to do it. If it wasn't for the credit card debt my wife left me with I would have been able to afford it no problem. This stinks.
I am probably going to end up renting a place. I really didn' want to rent but it looks like the only viable option. This stinks but what can I do. I miss having the second income. If I rent a place for a descent price I may be able to play my debt off in a few years and then buy a place if the market is still okay for me. This sucks.
I am probably going to end up renting a place. I really didn' want to rent but it looks like the only viable option. This stinks but what can I do. I miss having the second income. If I rent a place for a descent price I may be able to play my debt off in a few years and then buy a place if the market is still okay for me. This sucks.
You'll get there.
Housing values have dropped roughly 16% this yar alone. If you are looking to buy, lowball the offer, then negotiate. Furthermore, values are going to continue to drop. So, dont be willing to pay more than the house is going to be worth because it is going to drop again next year. You probably can buy for about 15% less than the asking price. Or get the seller to pay all closing costs. The problem is getting preapproved. If you do not have very good or excellent credit, you will need to have the 20% downpayment. If you have very good or excellent credit, you may be able to get buy on 10% down, but then you have to deal with PMI as well.
Heave, maybe renting would be good... less responsibility for you at this tough time, get rid of the debts. Just hope the market stays where you need it to be when you are ready to buy.
I know I will probably stay here as much as I hate it, but, with this market, it doesn't make sense to sell. I'll move the little ones in a few years when the market picks up... they're still young. But I know the feeling. You want to be where you are going to be, now. That's it for me. I want to start the starting over, right now. Knowing I'll move in a few years sucks.
(I have to much house, too much yard, not enough man in mine - Yes, Louie, I know, learn to do it myself- *sigh* I have had a spoiled existence)