Jane, who's 77 years old, loves to walk by the river. A few weeks ago, she was strolling along when she heard a voice say, "Pick me up."

She looked around and couldn't see anyone. She thought she was dreaming or had just imagined it when she heard the voice say again, "Pick me up."

She looked down, and there, floating in the water, was a frog. Jane said, "Are you talking to me?"

The frog said, "Yes, I'm talking to you. Pick me up and kiss me, and I'll turn into the most handsome man you've ever seen -- and I'll give you the most wonderful pleasures you could ever dream of."

Jane looked at the frog for a few minutes and then reached over and picked it up carefully, placing it in her purse.

Then the frog said, "Are you nuts? Didn't you hear what I said? I said kiss me, and I'll give you pleasures like you never had."

Jane opened her purse, looked at the frog, and said, "At my age, I'd rather have a talking frog."