Why Do I Need a Title Suddenly?

I did manage to sleep and totally ended up sleeping in...but only until 1:30pm so a little better then yesterday.  I couldn't believe it when I looked at the time. Anyway...had my appointment at the bank today and things didn't go the way I was hoping they would.   The lady was really nice about everything, such a sweetie, and both my parents were really happy with her.  She actually told us some info that was in our best interest, not hers, and that if her boss overheard her she could lose her job but she told us what she would do if she was in the situation I'm in and she were my parents.  So she gave all of us some really good advice and she even said that with my income, according to the banks, I can't even afford my rent (duh...I already knew that part) let alone my credit card bills and cell phone and everything else.  She looked at me and asked if that was seriously my income and asked me how I manage and still manage to pay things and have an excellent credit rating.  It's hard.  Thankfully I've got good parents and a good roommate who really help me out.  And my parents are talking about getting some sort of increased loan or equity or something and if they do will pay out my "small" debt and then I'll have to make payments to them monthly...which I'm totally willing to do...especially if I can set up from my account to put money in their account when I do my bills.  Honestly...it would save them and myself money in the long run.  More would go towards debt, less towards interest, and then they wouldn't have to cover so much of my groceries and those sort of things so it would work a little better for all of us.  So anyway...I said to my parents it's totally up to them, I don't want them to feel pressured into it.   Overall the appointment went okay...it was hard to really look at the numbers though and I feel a little (okay...a lot) sad because of it. I know God provides and He has so far and I know He will continue to...but I'm feeling bummed.  I feel like I have no life because of my little income.  It's so hard to have to be so tight with money and miss out on things you want to do, that you *should* be able to do at 27...while you're single and have no kids...and it's really no wonder I struggle as much as I do.  I somehow survive on less then $9800 (Gross income) annually.  The poverty line here is over $16000.   Anyway...enough about that.  I went out to supper with my parents and my sister and her husband.  My parents paid.  I feel bad because I know they don't have much money either but they really wanted to pay.   After that went to my other sisters to see the extra two kitties she currently has at her house.  3 dogs and 4 cats at the moment with an extra dog or two some days.  The two kitties are adorable.  It's suppose to be just temporary though...well the two kitties anyway.   Well, that's about it.  Gonna go for now.