What Is Worksite Wellness All About? - A Series - What Is Health Status

There's plenty of misunderstanding about what's going on with ObamaCare, and among the issues that I've noticed in discussions with clients, is that there's an underlying set of myths that people have acquired about health care reform that only aren't true. But since of most they've noticed in the media, people believe these myths are now actually true.Today we're going to fairly share three urban myths I hear most commonly. Perhaps not everybody feels these fables, but enough do, and others are doubtful what to trust, so that it warrants dispelling these myths now. MexicoSalud

The very first one is that health care reform just affects uninsured people. The 2nd one is that Medicare advantages and the Medicare program isn't going to be afflicted with healthcare reform. And then the last one is that healthcare reform will minimize the expenses of healthcare.

Let's go through the first fable about medical care reform only affecting uninsured people. In plenty of the discussions I have with customers, there are many expressions they choose: "I already have insurance, so I won't be suffering from ObamaCare," or "I'll just hold my grandfathered medical health insurance program," and the last one - and this one I can provide them with a little leeway, because element of what they're saying does work -- is "I have party health insurance, therefore I won't be afflicted with healthcare reform."

Properly, the reality is that health care reform is in fact planning to affect everybody. Beginning in 2014, we're planning to really have a whole new group of health options, and these ideas have very wealthy advantages with a lot of added features that the present ideas today don't offer. So these new ideas are going to be higher cost.

Individuals who actually have medical insurance are likely to be transitioned into these new ideas some time in 2014. And so the protected is going to be right afflicted with that since the health options they have today are getting away, and they'll be mapped right into a new ObamaCare program in 2014.

The uninsured have one more problem in that if they don't get medical health insurance in 2014, they face a mandate penalty. Some of the balanced uninsured will look at that penalty and state, "Properly, the penalty is 1% of my modified gross income; I make $50,000, therefore I'll pay a $500 penalty or $1,000 for health insurance. In that situation I'll simply take the penalty." But in any event, they will be directly affected by health care reform. Through the mandate it affects the insured in addition to the uninsured.