We all suffer when someone screws up

I have always had high hopes for my son but once again they got dashed. First of all he never finished high school. Disappointing because he is smart as me, yet I got the college degree. Then he left home and went to live with a friend. No friend at all cause he used him. My son ended up going through all his money, over 10 grand, and going into debt. I know. Because the collection agencies keep calling my phone like angry hornets looking  for him. I am very dismayed. His teeth are shot and he has health issues. I can't afford him cause I have 90 thousand bucks worth of debt myself. And he is 21 y.o. He frantically called my wealthy parents and my sister scooped him up. My brother is helping him.Thats good. But whose gonna pay for all this? They all have to suffer and pay. Of course my wife and I suffer cause were his parents. He made his bad choices and we all suffer. Not fair. But is life fair?