I finally looked into this mini-IVF. This is basically when you use less stimulation drugs for IVF. THe cost is 5,000 plus meds. The SUPERB KICKER was that you pay 3,000 up front and you can finance the rest!! WOO HOO!! I finally found a clinic that lets you finance IVF. I was so excited the contact has been so nice. I used to live in Jacksonville, Florida so thats a plus to be able to do my IVF there. I am so excited because IVF seems so out of my reach due to finances. My husband and I are going to sit down and figure out how to save, save, save! I am looking to do IVF by December!!! Cross my fingers. Thank God that as of this month, my car is paid for!! That frees up 400.00! I feel good. Tomorrow I contact the clinic for a consultation to get details!