Might be busking soon. New financial situation.

My wife got a letter in the mail yesterday that a bill that was mine, yet in her name, went to garnishment since we missed a payment because I was out of work. It's 25% of her gross pay. That's going to be a couple hundred dollars a paycheck. She said I need to get a pt job or busk or something. At least for now since my pay isn't that great.