Is anyone really prepared?

I am so grateful for everything in my life, but I would love to have a year with nothing eventful happening. We were so prepared to get out of debt this month. Just when you think everything is going to start going your way, DH gets a letter from the government about his 2005 return...and back in debt we go. I can not believe that they are asking for more money...there has be a mistake. He is certain that there is, but just in case he filled out a cheque and in the mail it went.I will be beginning my cycle monitoring again this week. I am a bit nervous about it, but I know the routine and if my follicles shrink again it will be nothing new.I hope that everyone is having a good week. Cheers