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GETTING the keys to your first residence is supposed to be a relief but for Emma Nairn it is simply the start of a minimum of £7,000 price of renovation. Although Emma paid for a survey before shopping for the property, the senior complaints officer from West Yorkshire nonetheless faces paying thousands to replace an outdated boiler, damaged toilet and a leaking water tank.

Buyers often pay for a survey of the property earlier than handing over the money to make it possible for it's in a superb condition and to keep away from any unexpected repair prices once they transfer in. Surveys can value anything from £200 to more than £1,000, however the depth of information you get from the report depends on how much you're keen pay. Emma, 32, paid £280 for a HomeReport which alerted her to the outdated boiler.

This gave her leverage to negotiate £7,000 off the £100,000 asking value. Ultimately, she paid £93,000 for the three-bed mid-terrace home - £10,000 less than the typical price of a terrace home in Knottingley, according to Zoopla. However because the type of survey she opted for didn't embrace checking the attic, she did not discover the leaking water tank until after she acquired the keys.

She was hit with another shock when her utility company informed her the boiler was so outdated that the manufacturer no longer makes the parts. Which means that when it breaks, she faces replacing the whole thing which could end up costing her round £2,000. Emma, who moved in in June this yr, has already sought professional quotes for fixing the problems, and combined along with her personal estimations, she fears it's going to cost her one other £7,000 to do up the home.

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She's assured that the house "will not fall down", so for now she's donning the overalls and learning DIY so that she can do a lot of the work herself while she continues to save lots of for the repairs. Despite the fact that it's been a bumpy road to dwelling ownership, Emma reckons the sacrifices are price it. She explains why in this week's My First Dwelling.

Where do you reside and how a lot did you pay? I purchased my three-bed mid-terraced home in Knottingley, West Yorkshire, for £93,000 in June this 12 months, and now live here by myself - with my shih tzu, Teddy. The place is pretty large - and I believe I’ve executed fairly effectively when it comes to area for the quantity I paid. Upstairs, there is a bathroom, separate bathroom with shower and bath, and three bedrooms - two of that are double rooms.