Decreasing body fat %

I started going to the gym with a few other retired buddies 3 x week 2 years ago. One of the guys lost his wife, and needed a schedule, so even today, he always confirms if we are meeting again at next scheduled gym day. This regular attendance has helped, I've gone from 21% body fat to 18%, my goal is 15%, or when the love handles are gone. I could lose another 10 lbs, but the weight isn't as important as my increased Metabolism and decreasing the Body Fat %. 
So, I am about 50% of the way to my goal after 2 years, not in a rush, I am eating healthier, except for the occasional Ben & Jerries.