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When it rains it pours. It is best to be ready. Be proactive and defend against the wetness. An umbrella gives us confidence to venture out into the day, ready for whatever weather comes our way. Self Defense for the weather.

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What's the condition of their health? Should they have a living will or other directives for health care? If they do, what are they? And if they don't, should they?

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The difficulty with most applicants is they could have too many assets. They may own a home or their occupation may provide too much income compared with their monthly bills. Those who will qualify most readily are single mothers that are attempting to raise a family and working a part-time job.

It's an established fact that once you have a Home Living Aid degree your income increases substantially. The days of being able to support a family with only a high school diploma are long gone. The world has changed and continued education is not only important it is required if you would like a career.

While I acknowledge the difficulties in nursing homes along with the costs, abuse and inefficiencies, my focus here is on keeping YOU from them. The majority of the issues in nursing homes WON'T affect you in the event you don't need to be there in the first place!

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