I saw my counselor today. She told me that I have to accept that the people that are out there to help me are going to treat me like dirt. She insisted that I call for heating assistance and help with winterization for my house, yet disuaded me fromapplying for disability.  I am 51 years old. I have been out of work for 2 years, and cannot find a job. I just adopted my 8 year old grandaughter, the process for which was exhausting and took 3 years, and the girl has emotional problems. Many of her issues stem directly from her time in foster care. I have no income, save the adoption suppliment, which is $95 per week. Winter is here, and I have an oil delivery scheduled for tomorrow, and only enough money left to pay for that. After that, all my other bills I have no money to pay and no way to get the money to pay them.I am depressed and unstable. I have panic attacks, anxiety attacks, and trouble dealing with complications. Yes, I need help, but finding help from people that are going to treat me like dirt is terrifying.