Hello everyone!!  I have been so stressed the past couple days!!! I think I will make it now though.  I had to write a paper for my personl finance class on ETF investments, and I did not even know what an ETF was!!!  Well, I can tell you I did learn what ETFs are, but I had to do alot of reserch on the subject.  I was so afraid I would not get my report finished on time, but I did!!!!  Wow I am glad that is over!!!