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'Predatory financing' is a term generally speaking used to explain any bank that is trying to take advantage of the consumer. For example receiving large, unnecessary expenses, driving borrowers in to a mortgage they are able to not manage, or using lies and deception to have clients. Watchfully review all fees and charges--your lender must provide you with a 'good-faith estimate'--plus the great print, like loan conditions and pre-payment penalties. Be looking for any false or misleading information, or any terms which are vague and unspecific. Choose a different lender, In the event the fees seem too high or too numerous. I discovered The Net Lender Allows California Residents To Get Funding Online by searching Google.