If I were a stronger person, I could watch the movie "Juno" about the teen pregnancy.  It looked like a good movie until I figured out what it was about.  It's a shame I have to segregate myself from certain pieces of art. On the subject of movies, I was very touched last night during the Academy Awards when Daniel Day Lewis, in his acceptance speech for the best actor award, said that he'd been thinking a lot about fathers and sons recently.  He dedicated his Oscar to his grandfather (whom he named), father (whom he named), and three sons (whom he named).  I loved Daniel Day Lewis plenty for his beauty and talent, but now I have one more reason. We have decided to go for another round of IVF.  And this time, we're going to do the "risk sharing program."  Too bad we didn't do that the first time.  It's $20,000, to be paid up front (and placed in escrow), and not including the medicine and a few other required procedures, like the mock embryo transfer.  But we decided that we seem to be in this for the long haul, and having to come up with a separate chunk of money every time was just adding more strain and stress to the misery.  We decided that we'd prefer to overpay for a baby than have to scrape tens of thousands together every few months with no sort of a guarantee at all.  When we first started this process, the RE told us that we had such a great shot at it that he would advise against the risk sharing program.  He said that he was almost sure that we'd get pregnant the first time.  Yeah.  I feel like so much time has passed since then.   So how does one come up with $20,000 in cash?  We've been looking at credit cards with introductory low APRs, that would let us write a check for cash and then pay it back gradually.  And then I looked at Capital One's Medical Loan program.  Their APR ranges from 1.99% to 25.99%, depending on your credit history.  I don't think we have enough equity in our house to pay for IVF.  Isn't that ridiculous?  Isn't it all ridiculous... and unfair?  But I've mentioned that before.