i have got a story to share and everyone must know this.Brad and I were is in a very bad way last year.I wasnt working and he was laid off and we just paid the rent.Noone knew about this.After he got his unemployment check and we paid all of the bills and such..we had almost nothing left..but something came up and we needed money fast.Brad saw this company on tv and they told us to come on down.You had to bring so much with you and then they check and you come back the next day.We got the payday loan for 100.00 and it came in handy.We were charged 15.00 on it and I paid 115.00 but when noone knows about your bad financial situation..what can you do.? I did pay off the payday loan and it was the last one that I got.Pay day loans are under attack in washington and Oregon..but remember this.Payday loans are not meant to be done on a regular basis.Only use this if you really need the dough and when nothing else is available and this is what I did.It came in handy and I cash my check there occasionally.Remember-do not become a permant figure there.Only use this in case of extreme emergency.Always pay them back and remember if you are stranded and such..they will help you.Thanks.Vader.