I have been with my fiancé for almost 11 years, (we finally set a wedding date, but now he thinks we can't do it)and have had a joint checking account with him for almost 10 of those years. 

Bills freak him out especially medical bills and anything else that creates debt. The kicker is instead of tackling it head on he ignores said medical bills etc, until trouble arises. He suffers from severe depression and anxiety.

Together we make enough money to pay our regular bills and still have some left over to tackle said debt. He refuses to talk about it with me and would rather call a lawyer to file for bankruptcy which he really doesn't need to. This ongoing issue is really affecting my stress, depression, and anxiety levels. 

Anyone else out there facing the same issue?