How young???? Never thought one minute about it when I was in high school. I was too busy having fun living day to day !

When you were an adult.

I never started to even think about retirement until I got into my fifties,,is that strange? The only time I thought of retirement while working was when we started our 401K for retirement and DH said if we do this blah blah blah,,,and we did ,,,,so here we are today thinking about how we planned years ago for these golden years,,,I still can't believe I'm in my 60's ,,,I don't feel 60 something,,,but my body doesn't work as good as it use to ,,,the furniture doesn't get moved around much anymore either,,,,(DH is glad no more stubbed toes in the night) heheheh

We never really planned on what retirement would be either. Much like Momtotwoson we did the 401K savings and retired. Enjoying life at 72 although at a slower pace living in the north woods of Michigan away from the hustle & bustle.

Same as momto and Joyce we didn't think about our retirement while we were younger and busy with work and family. We planned for our son's education and had our 401K plans but that was all. My husband worked and retired six years ago, at 50, after working for the same place for 30 years. He does receive a pension check but not enough to live on and he wasn't ready for retirement. He is currently working another flexible, full time job, which he loves. If the economy continues to spiral as it is now I'm not sure there will be enough left to retire completely.

I saw myself retired at 40 living in a warm climate, relaxed and carefree owning a gift shop that had wonderful scents from candles and potpourri.

When I got married, I figured I'd retire from a big city radio station after a long career in radio. I'd have five or six grand kids that I could spoil and fish all day when I wanted to. My wife and I would grow old together in a nice house. Reality? Divorced more than 30 years with no kids, much less grand kids,,,,live alone in a small 2 bedroom, rented house in not the best part of town, depending on disability from the government, and not sure if I can walk far enough to fish.

well now that you made it clear what age you mean---actually I got married at 18 and had my first child at 19 second one 3 1/2 yrs later. My husband started his job 38 yrs ago and will retire in a few weeks. We started to plan for retirement putting in only a few dollars starting out a long, long time ago. That was all we could afford back then. But we were always planners. Now we have a nice nest egg and so glad we looked ahead. Taught the 2 kids to do that also. So in January we leave (Lord willing) for 4 mos out of winter climate into the sunshine. It is very important that these young adults starting out do not just "live in the moment" but plan.

Unfortunately my husband and I started to save way too late. And neither one of us had a pension plan. I purchased some stocks and bonds in the 80's, but lost money twice. I always dreamed of traveling, and living in a warmer climate. Well, we do not have the money now to travel or to move. Both of us have health problems, so I cannot even walk more than a block. We did have dreams, but the reality is people on fixed incomes (Social Security) cannot really enjoy any type of retirement now. Things are so expensive you have to learn to survive with just the basics. Encourage young people to save, as much as they can because there may not be social security or pensions in the future to help!