Individual Tradelines vs. Tradeline Packages?

Having a robust credit score is a must! Whether you’re purchasing a house or looking for a new job, you need to have a good credit score because potential creditors and employers view your credit score as a reflection of your fiscal discipline and personal responsibility.
As you probably know if you’re reading this blog, adding to your credit report is a reliable and fast method of improving your credit score. One of the best places to purchase tradelines is a site named
However, the question is whether you should purchase an individual tradeline or a tradeline package. There are advantages and disadvantages of each. Let’s take a look.
Individual Tradelines
On you can search the online database to find individual tradelines. In the database you’ll find the creditor’s name, the date the account was opened, the age of the account, the credit limit, and the price you’ll have to pay for the tradeline.
· Advantages. You can choose the tradeline that fits your budget and credit-boosting needs. By doing a little bit of online research, you can determine how much of a credit score increase you’ll get from a tradeline with a particular set of characteristics.
· Disadvantages. The overall value of each tradeline is not as good as it would be if you purchased the tradelines in a package.
Tradeline Packages
Several tradeline packages are available from the economical Iron Package for $999, with 3 tradelines, to the much pricier Diamond Package for $4,500, with 6 tradelines.
· Advantages. The value of each tradeline in the package is maximized. You will have to pay more overall, but because you’re buying at least 3 tradelines, the overall benefit to your credit score will be greater.
· Disadvantages. You can’t select specific tradelines. This is a disadvantage if you want your score to increase by a specific amount.