Six Renovations That Dont Add Value To Your Home - The Globe And Mail

5. Wall-to-Wall Carpeting While real estate listings may still boast "new carpeting throughout" as a selling point, potential home buyers today may cringe at the idea of having wall-to-wall carpeting. Carpeting is expensive to purchase and install. In addition, there is growing concern over the healthfulness of carpeting due to the amount of chemicals used in its processing and the potential for allergens (a serious concern for families with children). Add to that the probability that the carpet style and colour that you thought was absolutely perfect might not be what someone else had in mind. Because of these hurdles, wall-to-wall carpet is something on which it's difficult to recoup the costs. Removing carpeting and restoring wood floors is usually a more profitable investment. visit http://m.theglobeandmail.com/globe-investor/personal-finance/mortgages/six-renovations-that-dont-add-value-to-your-home/article11914824/?service=mobile





Temporary work and no benefits: The growing workplace chasm - The Globe and Mail





On average, the total cost of benefits would be about $3,500 annually per employee. Theres economic value here that has to be considered in analyzing the disadvantages of contract work at any age. People who have a workplace benefits plan tend to appreciate it. The pharmaceutical company Sanofi sponsored a health care survey a few years ago in which participants were asked to choose between $10,000 in cash and their health benefits. Fifty-nine per cent chose to keep their benefits, 31 per cent opted for cash and 10 per cent didnt know. The reason is that benefits plans give you a degree of control over a wide range of expenses related to your health and wellbeing. You may be in the prime of life as a young adult, but what if you wear glasses? Riza Sychangco, a partner at Morneau Shepell, said an average type of benefits plan would offer $200 to $400 every two years to cover glasses or contact lenses. visit http://www.theglobeandmail.com/globe-investor/personal-finance/household-finances/a-bigger-problem-for-young-contract-workers-is-health-care/article21658655/