I am a repeat offender of spending my way into credit card debt. I will have to dip into my tax annuity to pay off my debts. My husband is furious and is threatening divorce. I know I need help. Have any of you found a therapist to be of help? I am not close enough to any town that has Debtor Anonymous groups. I have read many articles on the internet. I am keeping track of whatever I spend each day, no more credit cards, making a list when I go to the store and sticking to it. Any other suggestions, I truly want and need to beat this cycle. Thanks.
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