I have $10,000 in credit card debt and I\'m 20 years old. I work full time, but I only make about $12,000 a year. Luckly all my cards are beyond maxed out so I can\'t use them, but I still shop with my money. I can\'t stop. I find some reason to shop. What makes it worse is that I work at Ross. If you don\'t know what that is. It\'s a discount retail store like TJmaxxx only kinda cheaper, plus I get 20% discount. So I find great deals!! But I don\'t have any spare money. Every penny I have should be sent to credit cards, but I can\'t. I am months behind on most of them. And I have tried getting help a couple times, but I get turned down. Please if you know of any place that could help get my debt paid off, that would help. I am stuck living with my parents and I can\'t go to school becuase I have to work full time and I am looking for a second job so I can pay it all off ASAP so I can get back to my life.
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