My main question of the day is how can an insurance company say that if you get pregnant before the effective date that they will not cover the prenatal care or even the birth but the child's wellness after the birth? See here is the situation..my husband started a new and wonderful company..they have a three month waiting period before the insurance company will pick us up..anyways the new company offered to pay for our cobra for the three months...YEA...can't thank them enough..so we proceed with our infertilty treatments..we get the new policy and it clearly states that if we get pregnant before the effective date June 1st that they are not bound to cover the pregnancy..that it's considered to be a "pre-exsisting sickness"...CAN YOU BELIEVE THIS...here we are going through infertilty to try to get pregnant and by a wonderful chance it does happen in the near future..the insurance company is saying...not our problem. So our question is do we wait or continue to try? My wonderful husband is going to have a meeting with the president of the company to talk about the insurance policy and explain our situation..hopefully he will have a soft heart for us and try to help up out with the policy. Just keep the faith that is what my prayer partner tells me...Has this ever happened to anyone else? HELP US?
Posts You May Be Interested In