"Stiles is among the subset of Cost plan enrollees with prescription benefits in their coverage, and therefore are eligible for a process called "deeming" in which their current insurer automatically enrolls them in a new Medicare Advantage plan. The federal government says deeming can occur only if the total beneficiary cost with the new coverage doesn't exceed the old health plan's average cost by more than $36 per member per month.
Stiles is skeptical of the deeming process, because he says it looks like Blue Cross was steering him to a plan where he might pay a lot more in co-payments and coinsurance. "
There is still a 50% residue of the donut hole in 2018https://www.aarp.org/health/medicare-insurance/info-2018/part-d-donut-hole-closes-fd.html
Hi anyone from Massachusetts? I just read that your State has universal healthcare. What does that mean? Do you pay for insurance, do you have higher taxes? Do let me know.