Gastric Bypass Surgery Support Group

Gastric bypass (GBP) is any of a group of similar operative procedures used to treat morbid obesity, a condition which arises from severe accumulation of excess weight in the form of fatty tissue, and the health problems ("co-morbidities") which result. If you are considering gastric bypass or have had it, join the community where we share our experiences and find support.

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Gastrointestinal System
/ Gastric Bypass Surgery Support Group

Insurance Coverage

deleted_user
deleted_user
I am very interested in having surgery, I just need to know where I can get insurance to cover it, my insurance last time i checked into it, will only cover 5 thousand dollars, Which i cant afford 15 thousand plus cash.....please someone help me, im tired of being in pain and hurting, i need whatever info i can get.
krystlmom
krystlmom
Poor insurance coverage is one of the biggest problems this country faces.

Most people can't afford to just go buy insurance, and fewer and fewer employers are offering it to their employees. You would think with this being an election year we would be hearing more about this subject.

But, alas, no. What we get to hear about is who made a poorly chosen remark about some minority, or who employed an illegal alien...

Anyway, unless you could afford to just go buy insurance, which obviously you can't or you would have already, and wouldn't be here asking this question,

You'll have to discuss this with the surgeon's office. Sometimes they have financing available to help.
deleted_user
deleted_user
can you get a secondary insurance to help balance out the cost? Also, like Janelle said, some places have payment systems. Good luck!
wag952
wag952
My doctors agreed to write to my insurer and request this surgery. It did a lot to get that insurance company to pay for the surgery. Why not talk to your doctors and see if they are willing to help?
deleted_user
deleted_user
I'm assuming you get your insurance through your employer. If so, do you have a choice of insurance plans (different insurance companies or different kinds of plans by the same company)? Next time you sign up for insurance (generally a once a year opportunity), ask about the details of the policies offered and if they cover the surgery.

Also your employer has the option of purchasing a policy for employees that covers the surgery, so talking to your human resources person may be helpful.

You may have to choose a more expensive plan to get the coverage you need for the surgery.

Hope this is helpful - good luck!
deleted_user
deleted_user
i get my insuarnce on my own, i have blue cross blue shield, i pay 150 a month for it, i looked into the surgery before and they would only pay 5 thousand, i was wondering basicly where i can find an insurance company that i know will cover it and stay with them untill i can get it.
krystlmom
krystlmom
I also have BC/BS.

Is it possible for you to just call them and see about getting a policy that will cover you for this?

My policy covers mine.
God Bless!

Janelle
deleted_user
deleted_user
States regulate the benefits on insurance that individuals can buy and of course each state has different regulations. This means the plans tend to look a lot alike within a state. You may have trouble finding any individually purchased plan that covers GBS.

What state do you live in? I know about WA because that's where I live, but may be able to help point you to info for your state.
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