I have had a major surgery (over $200K) and have had trouble the past couple of months getting through paying our $1000 rent and credit cards and car pmt and especially of all, medical bills...None of these creditors will work with me and I have legitimately tried to setup some type of alternate payment arrangement instead of ignoring the collection calls...Well, I asked for help from our local social services and emergency assistance program and local grants through my husbands employer - all were denied. Social services said that we made too much for a family of 5. Emergency Assistance, Red Cross, Salvation Army, Goodwill and the United Way said that they are out of funds. The grant was denied because we did not have a concrete plan of adjustment after being given the money of how we would be back on track. I am sure that this is the case for many people in the US. Is there anything that I have missed? I do not have the option to move currently, we have the cheapest rent in our area and for a family of five we cannot fit into a studio apartment. Any suggestions would be great.
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