okay I owe hospitals, banks, husband wrote checks that bounced (not on purpose, people took it out of our account and the bank said o well), cash advances (2),and an old phone bill....and a few insurance company's....wut can i do to solve it .... me and my husband barley make enough to make our bills now...rent lights water...soo how can i solve this with out goin to quort or even jail?
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