Why... Why do they make it so easy!! My hubby and I are in a temporary (I hope) cash crunch due to him being out of work following surgery. In the mean time we are trying to get by on about half of what we used to make. This means for the time being that some bills will be late. Hopefully we will be caught up on everything within a few months. So today I open my mail and we get a notice from one of our credit cards that they raised our avaiable credit. How tempting is that? ..... I could just go to the ATM and have the cash to pay the late bills and not get late fees. BUT then I would be paying huge interest. Plus... using all the available credit lowers your FICO score. So right now I am pretending I never saw it. I don't want to use it. I know it would just be more trouble down the road. We swore not to use our credit any more and I want to stick with it. I feel like this is the ultimate test. I hope we make it through this crisis without bringing ourselves to the point of bankruptcy. I really wished we would have saved for this. We always intended to but when your just getting by day to day it's hard. So even if it seems like saving $5 a week or month isn't much.. do it. You never know when you really will need it!
Posts You May Be Interested In
A friend sent this to me..As far as I can see, grief will never truly end.It may become softer overtime, more gentleand some days will feel sharp.But grief will last as long as Love does - ForeverIt's simply the way the absence of your loved onemanifests in your heart. A deep longing accompaniedby the deepest Love some days. The heavy fog mayreturn and the next day, it may recede.Once again, it's...
theatre and I are there already. I'm having a very berry tea with crackers, cheese and cherry tomatoes and she's having a joint with some beer and we're both on really comfy recliners on thick pile carpet. we need some help with the decor if anyone is around??