I am currently in a very bad spot. I made $15K last year and life in the Seattle WA area where living expenses are really high. For job experience I have no work experience I can put on my resume for last 1 1/2 years. I was let go from my last IT contract position only after 3 weeks on the job and have been unemployed and unable to find anything the last 3 months. I don't have any friends or family that can help me in anyway at this time. Being 40+ with a very shaky work experience I don't think I am marketable enough to get anything the way the current job market is. No saving, no assets, living out of an apartment (for the time being, next move will be the street), I don't seem to have any other options but to borrow against my credit line. Which is starting to get very ugly. With college loans, credit card bill, and all the other bills I am sinking fast. I feel like a total failure.
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