I don't know how I got so far behind, and have no idea how to get out. I recently went to a car dealership, and was told that not one bank agreed to finance me. I have no money in the bank, and am constantly worried about what's going to be shut off this month. I work full time, and my husband is working 2 jobs to get us caught up, but we're so far behind that we're still struggling. My car insurance just doubled, and my insurance @ work just more than doubled. Everything just keeps getting out of control. I have creditors calling daily, and have many charge offs. I need to get things back on track, so that I don't lose my house, and that I can someday go back to school. Does anyone have any advice?
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