Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.
hi all Iam 43 yrs old was working full time but had a mental breakdown so am at 1/4 pay for a few weeks I cant stop spending I have no money I am bi-polar and need the up it gives me I am really trying but it has caught up to me and this is my first small check I go back to work in a week but I am a state worker so I get pay weeks behind it will be end of nov before I get anything real money...I want to move to a friends loft but they want and need 500 to start and I dont have it i would of but spent my money first few weeks off I dont look into the future I dont worry where the money will come I just spend then get screwed by not having any left any help?
-
theatre and I are there already. I'm having a very berry tea with crackers, cheese and cherry tomatoes and she's having a joint with some beer and we're both on really comfy recliners on thick pile carpet. we need some help with the decor if anyone is around??
-
I'm trying to exercise daily. I was doing fairly well until I sprained my ankle 2 weeks ago but now I'm getting back on the horse. Today I walked over a mile with my arm weights that are about 22lbs total. I was out of shape and it was hard on my arms. I also did my 30 situps. I'm also going to drink a lot of water and try to eat healthy. I do tend to have a sweet tooth but I'm cutting...
Accept the fact you are broke, because until then, you won't change what you won't confront. So...
1. Stop the madness.
2. Accept you are broke.
Now, confront the feelings and the root problem you have that cause you to want to overrrr-spend. Overrr-spending cannot fill an empty void in your life. Ask any of us in debt.lol Yes, it is a temporary high/fix, but nothing permanent.
Example, I'm on vacation now and I want to go spend some money. I have a list of things I want to buy. At the top of my list is buy my daughter some clothes for school. Now payday is Friday, and if truth be told, at some shopping stores I can write a check later today and it won't get to the bank until Friday, but what happens is when I'm in the store shopping I know I won't stop at buying for her, Honeyyyyy---I will buy this, that and the other..!!! And the conclusion of this beautiful story of just wanting to provide clothing for my daughter would end up maddness, regret, living not in reality of accepting the fact I am broke and I should have keep my broke-self home until I got cash in my hand so I wouldn't overrr spend.
I understand how you feel, because I see myself in you until I started to pray about it and ask God to help me change my behavior toward spending and money. I used to hate paydays, because I didn't know how I was going to pay who needed to get paid, just because I made poor choices when it come to spending.
Now for the past 2 weeks thing are looking so much better. I love paydays, last week I was even able to put $10.00 in my checking account and now I have $20.00 in the bank. Thank God, I wasn't in the "red"! I feel like I'm getting my life back. The chains of overrrr spending is off and finally I'm free. I hope I have learned from my mistakes and you can too.