Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.
hey there-i'm very new to this community, and i hope to get some advise. here's the story.
10 months ago my hubby had emergency quadruaple bypass. he was out of work for over 3 months. i only work part-time, when our kids are in school. therefore, this makes hubby almost the sole provider for our family. (lesson learned here)since he was out of work for so long, and we have lots and lots of medical bills, and credit card debt (tried to stay aflot while he was out of work). the money we had set aside for property taxes got chewed up as well. 2 days ago we recd. info that we have 4 weeks to come up with the 3500.00 in back due property tax money or they're gonna sell/take our home. we can't go to the bank and apply for a loan, since we are already up to our eye balls in debt, and there are no family members we can turn to for help. there is no equity in our home, as we've only been here going on 2 years. i would like to think i am a chrisitan, however, my faith is being challenged, to say the least. i have been told to ask anybody, and everybody for prayer over this financial situation. but there has to be something else that i'm missing...any suggestions?
thanks much
10 months ago my hubby had emergency quadruaple bypass. he was out of work for over 3 months. i only work part-time, when our kids are in school. therefore, this makes hubby almost the sole provider for our family. (lesson learned here)since he was out of work for so long, and we have lots and lots of medical bills, and credit card debt (tried to stay aflot while he was out of work). the money we had set aside for property taxes got chewed up as well. 2 days ago we recd. info that we have 4 weeks to come up with the 3500.00 in back due property tax money or they're gonna sell/take our home. we can't go to the bank and apply for a loan, since we are already up to our eye balls in debt, and there are no family members we can turn to for help. there is no equity in our home, as we've only been here going on 2 years. i would like to think i am a chrisitan, however, my faith is being challenged, to say the least. i have been told to ask anybody, and everybody for prayer over this financial situation. but there has to be something else that i'm missing...any suggestions?
thanks much
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I have been here before, a long long time ago and now I am back.Forgive me for not just saying what I want to say,even under a triple dose of antidepressants it is still raw and seeping and I am hesitant at revealing it as at least under the bandages around my heart I don,t have to look at how raw and wounded.My child was cleaved from my heart by his own actions. my child of ten,turning eleven...
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theatre and I are there already. I'm having a very berry tea with crackers, cheese and cherry tomatoes and she's having a joint with some beer and we're both on really comfy recliners on thick pile carpet. we need some help with the decor if anyone is around??
The last thing your mortage company wants to do is to have you lose your property to the tax board. Call them, explain the situation, and maybe they can escrow your back taxes. It worked for us. They can escrow back taxes....call them....keep in touch with me and let me know what they say...
First, find out if you have a pre-payment penalty on your mortgage. If you do, you would almost HAVE to wait until it's released (2 yrs usually)
Second, who is your mortgage company might I ask? You may want to go through a credit union. They are a lot more flexible in these types of situations.
Third, get started NOW! A new loan may take up to 4 weeks so you have no time to spare.
Send me a message if you need anymore advice =)