I owe about $10,000 to creditors. $2500 is a student loan, but the rest are all credit cards. I make about $12,000 a year. I live with my parents, but I pay my phone and car insurence. Luckly I don't have a car payment anymore. I am trying to find a second job, but life my first job its hard to get something that's very flexible and open late. One card is about to go into collections. I am horrible at saving money and I love to shop. Wosrt of all, I work in retail, discount retail. I am a supervisor at Ross Dress for Less. So that doesn't help. I have tried everything I can think of to help pay them off. I need to pay them off, so I can move out and go back to school. Any helpful saving suggestiongs???!!!
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