My husband told me over the weekend that he hasn't paid the house note for last month and doesn't know if he will be able to pay it for this month. We each have separate accounts for the fact that once we got married we figured it would be to much of a hassle to merge them together b/c we each have things coming out of our account each month and checks are directly deposited and so forth. With that being said we took the monthly bills and decided who would pay what based on the amounts. That was working great until 2 and a half months ago when my husband lost his job. He had been at this company for over 20 years and the boss got herself a live in that has never gotten along with my husband and he told the boss to fire him or he was moving out and not talking to her so therefore she did. We withdrew money from his retirement to make it on until he found a job, he was out of work for a total of a month and a half. The job he has now pays no where near what the other job paid so things have gotten behind. I've done everything I can to cut back and move money around to pay for things. I had no idea the house note wasn't paid and now we are looking at having to move. My problem with moving is that everything we have found for rent is only $100 or $200 cheaper than our house note! I have thought about getting a 2nd job but I already work over 40 hours a week. I thought about telling my husband to get a 2nd job or finding another job all together. Also when we bought the house we are in now we qualified for the 8k tax credit and I found out today that if you sale within 3 years of buying you have to pay that back, which it is no way that we can afford to do that. I have no idea what I'm gonna do. I don't want to move and I'm stressed out and worried about everything. Does anyone have any suggestions on how to keep us from having to move and being able to get our house payment caught back up?!!?
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