
Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.

deleted_user
I am in year two of the collections game with credit card debt ($30000). I live a sober life, so financial amends have to happen. I pay child support and do not have a good job yet (poor work history due to drinking).
Do I wait the five remaining years to clear the collections or eventually pay off some of it when the right job hits? I get hassled everyday by collectors, but ignore it. I have stopped using all credit cards except Firestone when needed and pay everything on time now.
Do I wait the five remaining years to clear the collections or eventually pay off some of it when the right job hits? I get hassled everyday by collectors, but ignore it. I have stopped using all credit cards except Firestone when needed and pay everything on time now.

deleted_user
...that's a tough call, some choices are so close in consequences, either one you chose end up not much better than the other choice. I always talk to who I owe. It seems to work better that way.

deleted_user
good luck to you...yes, I agree with superme - talk to people, much better than being anonymous.......I was in big trouble with my business for a few years and I found creditors were really good if I told them what was happening and we compromised with things...
Join the Conversation
Posts You May Be Interested In
-
theatre and I are there already. I'm having a very berry tea with crackers, cheese and cherry tomatoes and she's having a joint with some beer and we're both on really comfy recliners on thick pile carpet. we need some help with the decor if anyone is around??
-
I'm trying to exercise daily. I was doing fairly well until I sprained my ankle 2 weeks ago but now I'm getting back on the horse. Today I walked over a mile with my arm weights that are about 22lbs total. I was out of shape and it was hard on my arms. I also did my 30 situps. I'm also going to drink a lot of water and try to eat healthy. I do tend to have a sweet tooth but I'm cutting...