Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.
I am in year two of the collections game with credit card debt ($30000). I live a sober life, so financial amends have to happen. I pay child support and do not have a good job yet (poor work history due to drinking).
Do I wait the five remaining years to clear the collections or eventually pay off some of it when the right job hits? I get hassled everyday by collectors, but ignore it. I have stopped using all credit cards except Firestone when needed and pay everything on time now.
Do I wait the five remaining years to clear the collections or eventually pay off some of it when the right job hits? I get hassled everyday by collectors, but ignore it. I have stopped using all credit cards except Firestone when needed and pay everything on time now.
deleted_user
...that's a tough call, some choices are so close in consequences, either one you chose end up not much better than the other choice. I always talk to who I owe. It seems to work better that way.
deleted_user
good luck to you...yes, I agree with superme - talk to people, much better than being anonymous.......I was in big trouble with my business for a few years and I found creditors were really good if I told them what was happening and we compromised with things...
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theatre and I are there already. I'm having a very berry tea with crackers, cheese and cherry tomatoes and she's having a joint with some beer and we're both on really comfy recliners on thick pile carpet. we need some help with the decor if anyone is around??
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I'm trying to exercise daily. I was doing fairly well until I sprained my ankle 2 weeks ago but now I'm getting back on the horse. Today I walked over a mile with my arm weights that are about 22lbs total. I was out of shape and it was hard on my arms. I also did my 30 situps. I'm also going to drink a lot of water and try to eat healthy. I do tend to have a sweet tooth but I'm cutting...
