Financial Challenges Support Group

This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.

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controling my finances

deleted_user
deleted_user
hi everyone,
I am a married adult with some ongoing problems with money. It seems that I never know where my money goes and I have a very difficult time keeping track of it.I find it too easy to just blow off keeping track of it and that gets me in trouble with my wife and loosing money. I am about to start doing my checkbook once a night to try to get into a routine, and I know I will have to be very disaplined in order to succeed. Any suggestions on how to better manage my finances?
deleted_user
deleted_user
# 1 close your checking account. # 2 cut up all credit cards. On payday go cash your check and get it all in cash. Pay ALL your bills first and what is left over you can spend it. Once the cash is gone, it's gone. So that will make you more aware of how much you can spend.
My husband and I did this. Every pay day we cash our checks put 10% in the bank, and pay our bills with what is left over. Sometimes we barely scrap by after paying our bills but we manage.
deleted_user
deleted_user
The best thing to do is keep your bank account get direct deposit and have your bills come straight out this way they will be paid automatically...
deleted_user
deleted_user
thanks for the replies guys
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