Are any of you in one of these debt management programs? Do you yet know how it's working for you? Or how it affects your credit long-term? We have signed up, but saving up the money to make the lump-sum payment has now put us in default on our cards, where we weren't before. Maybe in the long term it's still better?
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A friend sent this to me..As far as I can see, grief will never truly end.It may become softer overtime, more gentleand some days will feel sharp.But grief will last as long as Love does - ForeverIt's simply the way the absence of your loved onemanifests in your heart. A deep longing accompaniedby the deepest Love some days. The heavy fog mayreturn and the next day, it may recede.Once again, it's...