I had back surgery in October 08, and my hubby only got sick pay from one job. He works two but had to take off from the other one since he took off under the FMLA act. He was out of work for two and a half months. All of our creditors DO NOT CARE what our situation is and say that it doesnt matter that we still owe the money. I have documentation of everything that we have tried. We have tried to talk to local churches, social services, the hospital office to write off medical bills, united way, local emergency assistance, salvation army, emergency grant funding from my hubbys employer, payday loans (Virginia passed new lays preventing more than one payday loan at a time), the local homeless intervention program, bank loans-DENIED, etc. and even went to the extent to writing the governor of Virginia telling him the situation and none of these establishments would help us. The economy is so bad here that they are all telling us that there are no more funds. So I provided this paperwork to a couple of the creditors thinking that they would see that we have tried everything to get help and still pay their bill and they dont care. They are still hounding us and threatening to take us to court. I told them that if they planned to do that I will show up in whatever court it is in and bring all of this paperwork and no judge in their right mind would pass a judgement and garnishment against us. Do you all have any other suggestions for help that I may have missed. Broke and need to pay bills. Any advice would help.
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