Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.
Ok, I need some suggestions, any and all are appreciated, seriously.
My husband and I had no health insurance. We were in a bad accident. My husband was seriously injured but recovering slooooowly. We have hundreds of thousands in medical bills. It was not our fault but the insurance company is dragging it's feet. We have a lawyer but it has been 5 months so the medical bills are starting to turn us over to collections.
What I have done: Making small monthly payments but with over 20 different bills it is impossible to make even a decent monthly payment to each. I have applied for charity payments on the hospital bills (3 different ones) Still waiting on responses. Lawyer says to tell collections his name and number and they should back off, it works about half the time. Doesn't help the dropping credit rate though, does it?
My real question is what about in the end....after the girl's insurance finally pays whatever they will and it doesn't even touch the medical bills? What do we do then? I know this is a bit pessimistic but the girl wasn't rich, I know that much. I imagine she only had the avg car insurance.
I am scared. Any suggestions?????? FYI, I am in Virginia, USA.
My husband and I had no health insurance. We were in a bad accident. My husband was seriously injured but recovering slooooowly. We have hundreds of thousands in medical bills. It was not our fault but the insurance company is dragging it's feet. We have a lawyer but it has been 5 months so the medical bills are starting to turn us over to collections.
What I have done: Making small monthly payments but with over 20 different bills it is impossible to make even a decent monthly payment to each. I have applied for charity payments on the hospital bills (3 different ones) Still waiting on responses. Lawyer says to tell collections his name and number and they should back off, it works about half the time. Doesn't help the dropping credit rate though, does it?
My real question is what about in the end....after the girl's insurance finally pays whatever they will and it doesn't even touch the medical bills? What do we do then? I know this is a bit pessimistic but the girl wasn't rich, I know that much. I imagine she only had the avg car insurance.
I am scared. Any suggestions?????? FYI, I am in Virginia, USA.
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Most people with copd also have anxiety.....Dr.suggested taking meds for it.....does it help? Just wondering....
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I'm trying to exercise daily. I was doing fairly well until I sprained my ankle 2 weeks ago but now I'm getting back on the horse. Today I walked over a mile with my arm weights that are about 22lbs total. I was out of shape and it was hard on my arms. I also did my 30 situps. I'm also going to drink a lot of water and try to eat healthy. I do tend to have a sweet tooth but I'm cutting...
they are just saying they will turn you over to collections to scare you into paying.its a big bluff trust me.
after settled credit rate should be like it was. if you get behind on bills due to he cant work house payment and such call your lawyer they do something to make situation dissapear.
my ex got hurt on work comp and the company filed bankruptcy and all of his medical bills dropped off his credit and they never got paid.you worry about food and rent forget the medical bills. dont stress yourself out