Hi, I just received a letter from a credit agency offering me a settlement offer on a debt. They say I owe $222.74 and are willing to settle for $55.69. Here is my question, the debt they say I owe is for an electric bill in a house my husband and I lived in almost 12 years ago. How has this not come to my attention before and how long can they come after me for a bill I'm not even sure I owe? I can not remember that far back if I owed the bill or not. I have the same electric company now and am wondering why they wouldn't have just added it to the bill I currently have or why it didn't have to be paid before I opened an account in the new house. Any help would be appreciated. Thank you. Jenn
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