I am depressed and need advice. I have so many money problems. I did a stupid thing. In my depression and desparation I went on line to obtain a payday advance loan. I got two. I owe so much money to debt collectors that I am depressed. The worst though is one of the things is a total scam. They took money out of my account,there were no services, the phone number is questionable with static on the line. I reversed the charge in my account. Now I am getting calls from people that I cannot understand their English and they are threatening me and my family. They call me at work up to 10 times a day and scrare the office staff. They lit up every line at work. When I called the guy back he cusses at me, says it is the federal gov. says he is calling from another state, etc. I even went to the police I was so freaked out. Part of the problem is that I own so many debt collectors and my bank account is so over drawn that I don't feel like I am even worthy of trying to fight it and yet I know this is there MO. It is a scam. When they call me the number shows up with 5 digits, Help! has this ever happened to anyone you know? What did they do? The problem is my work, I can change my number etc.
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