I AM A SINGLE INCOME AND ONLY HAVE SHORT TERMS DISABILITY THRU WORK WHICH WILL ONLY TAKE ME THRU 12 WEEKS - I CAN TAKE OUT A LONG TERM POLICY WHICH AT MY AGE WILL COST ME $160/ MO WHICH I REALLY CAN'T AFFORD IN THE FIRST PLACE - I SEE MY SELF HEADED DOWN THE DISABILITY ROAD IN THE NOT TO DISTANT FUTURE BUT FOUND OUT THE LONG TERM DISABILITY THAT I HAVE TO PAY FOR COMPLETELY OUT OF MY POCKET MAY OR MAY NOT HAVE A PRE-EXISTING CONDITION CLAUSE IN IT THAT WILL NOT PAY ANYTHING IF YOU HAVE HAD THIS CONDITION WITHIN 3 YEARS OF FILING FOR A CLAIM -- STUCK BETWEEN A ROCK AND A REALLY HARD PLACE - CAUSE IF I HAVE TO WAIT 2 YEARS OR MORE TO GET THRU THE RED TAPE OF SSDI - WHAT THE HELL AND WHERE THE HELL DO LIVE ON AND AT IN THE MEAN TIME I LOOSE EVERYTHING AND I'M OUT ON THE STREET -- GREAT SYSTEM THIS COUNTRY HAS HUH???!!! NEED TO FIND A RICH MAY TO SUPPORT MY PAINFUL TIRED OL ASS OR WIN THE LOTTERY ( BET THE LOTTERY IS BETTER ODDS!! LOL)
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