A frog (Theodore) had grown up in the same pond all his life.He was now married and with the wife getting ready to have more tadpoles thier lilypad was looking smaller and smaller by the day.He was not a wealthy frog and could not afford a new lilypad all on his own.He would have to go to the bank and ask for a loan.He went in and sat down to wait for the loan officer Mr. Pattywack .After he was done talking with another client he called Theo over.Theo began to explain that he really didn't have much for collateral and what he did have ,he wasn't sure what it was or even worth.Mr.Pattywack asked to see it so Theo pulled out his wallet opened it up and pulled out a small piece of something that looked like a rock.Well I have to say "I don't know what it is either Theo" the loan officer explained."I will have to take it to the Bank President .I will be right back."He walked back to the presidents office ,explained Theo's predicament and showed him the trinket.with that the president exclaimed "It's a knickknack Pattywack give the frog a loan."
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