I know many people are in a mess right now from the economy, but i can't help but beat myself up when i have overdrawn my bank acct. i now have $165 in fees! my husband was using his debit and didn't realize. why do the banks continue to allow you to overdraw?! i have overdraft protection, but that is mainly for emergencies, like mortgage payments. maybe i should just get rid of it and let the bank deny my transactions. better than all these damn fees! i feel like such a loser. i am expecting some money to come in, but some of this is just pure procrastination and laziness. why can't i even take care of the simplest things?
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