I'm falling on terrible times right now and I am in desperate need of prayer. I'm 20 and I still live with my parents. They have fallen on hard financial times and my father was forced to cut down his work week to only 32 hours. I haven't worked since November because I can't find a job anywhere with the way the economy is. I made a few purchases in November that I didn't have the money to make, which casued me to go into debt. It wasn't major, only $100. However, since I've been unable to find a job, that negative balance has just been sitting in my back account. I've recieved letters from the bank and I've done everything I can to find a job, but there's just nothing out there. Today, I recieved a letter from the bank telling me that they were banning me from using their services and were sending out my information to a national system, which could hinder me from joining other financial institutions and could cause my credit score to drop. My parents are as strapped as they have been in years and they were unable to help me out. I'm asking for prayer that these things with my credit and my bank can be resolved without problem and that I can find some kind of job in the immediate future.
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