my short term disability plan excluses bipolar and depression as a illness for short term disability benefits. i am so upset right now. i asked him why because these ARE real medical illnesses. he said that when they offered it in the past, people abused it. how do you know if people abuse it. it is an illness. how can they determine that people are abusing it. those people needed it. you cant abuse a disability! i've been paying these people for 4 years for this short term disability and when i need it, they refuse to give it to me because of my diagnosed. ain't that blimp.
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