Bipolar Disorder Support Group

Bipolar disorder is not just a single disorder, but a category of mood disorders marked by periods of abnormally high energy and euphoria, often accompanied by bouts of clinical depression. This is the place to talk about your experience with bipolar disorder, learn from others' experiences, and find support.

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Oh, to kick myself in the but

deleted_user
deleted_user
Well, I love mail but there is one piece of mail that makes me panic.

and that would be: the red and white envelopes.

I ignored them for a while until they stopped coming.

well now I get white envelopes

I have made some bad financial mistake and I am only 20.

Now I am an almost double time college student without a job

so 989.76 is a lot of money.

so I get a phone call from an attorneys office. it is a nice lady,but I could do nothing. even if I had the little amount of money.

I need some advice on how to handle this or i am going to freak out.
deleted_user
deleted_user
i think we've all been there... the "attorney" is just a debt collection tactic.

consult a credit consolidation company
deleted_user
deleted_user
I just found out that chestnut the place that does all my casework and what not has a program for people with bad credit, I am going to call them tomorrow.
deleted_user
deleted_user
I had a $60,000 hospital bill that I couldn't pay, I was in the hospital without insurance. The same song and dance, attorneys contacting me, threatening me, etc. As it turns out, they can only make you pay 10% of your total disposable income. Regardless of what your bill is, if you make $300.00 a week, of which only $250.00 is available after taxes, you only have to pay $100.00 a month and they can't do anything. They will threaten you because most people don't know this and will pay them everything they got each month because they are scared. After negotiating with the hospital financial department, they dropped the totla bill to $30,000. My church raised $3000,00 for me to go towards the bill and told the hospital that if they wouldn't take the $3000,00 and drop the bill that the money would go to some other medical bill I had. The hospital took the $3000,00 and dropped the rest. So now I owe nothing. If you don't have a job, pay them a dollar every month, you are paying them and they can't do anything because you are making the effort. It is when you ignore them that you may run into problems.
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