Getting ready to select a health care plan at work. Ive never had an HMO in the past and have always been afraid of them however a HMO would save me a lot of money and the Doctors I want to use are providers. Need some opinions about this issue. Should I go with a preferred provider plan or do you think a HMO would be ok ? My pdr is in the HMO plan so I would not have to change him.
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