GOOD QUESTION! HAVEN'T FIGURED THAT OUT YET STILL WORKING ON GETTING OUT OF DEBT.

If you havn't disclosed to your lawyer all your credit cards you still have hope of being OK for later.

Save all gasoline Credit Cards.

Save one half full credit card and continue making payments to all of these.

If it is to late, in a couple of years they will start sending you applications for credit cards.

I've done without credit cards for 14 years, since my bankruptcy. I have a debit/credit card that's attached to my bank account. I don't spend money I don't have but budget and do just fine.
You can get a new credit card any time you want as long as you're willing to pay high interest rates, but try getting along without credit, I'm sure you'll like it!

I don't use credit cards, we have one major one for emergencies. They can get you into big trouble. I hope all works out for you

credit cards suck.
Just leve within your means.
If you dant have it dont spend it.
They say if yo go bk once you will doit three more times in your life.
You dont need a credit card I havent charged in three years. sove ten percent of every check no matter what.
If you cant You need to redo your budget.
matt

Get a debit card. Plus, if you do not disclose one of your cards, then you can keep it. Just keep up on the payments and they won't think twice about the bankruptcy.

living without cards has been an eye opener for me.

it's definitely possible.

budget, budget, budget. it works.

ypu yup, I don't use em either...still in debt

amen to that - no cards for me. I'd just get into trouble.

We learn to walk around with cash, iluvddc. And heavy withdrawal (pun, ha ha) yes - but you'll get used to it, Honest.

We lived without one for years (ok, there was one but no charges on it). I recently acquired one during a manic episode and charged a few hundred dollars before I fessed up and surrendered it to my husband. Generally, we just use our debit card. If the money isn't in the account then we don't buy it. We try to have a cash reserve for emergencies.

We do not use credit cards. I go to the pawn shop for emergency loans if I need it.

welcome to the club Naughti. You have to build a savings account for the unexpected expenses.

I haven't had credit cards for years. Ooo boo dee ooo boo dah life goes on.

Yes it's possible. I haven't had a credit card for about 6 years.

I have one credit card I pay off every month. I budget what I spend. Some months I go over and know I was out of control that month. If you are filing bankruptcy, save a specified amount of money out of each paycheck and put it in a savings account for emergencies. Dont spend money on anything that isnt a "need". If you cant make it without them, you are spending money you dont or wont have. This may help you learn to live without them. Hope you find your way through this. Hugs